Plan before you purchaseBuying property in Australia
Australia offers established capital-city markets, growing regional centres and a wide choice of houses, apartments and new developments. Your eligibility, tax position and buying process will depend on citizenship, residency status and the property type.
1
Confirm your buyer status
Establish whether you are an Australian citizen, permanent resident, temporary resident or foreign person. This determines whether approval is needed and which properties may be considered.
2
Set a complete budget
Allow for the purchase price, state or territory transfer duty, possible foreign-buyer surcharges, legal review, inspections, finance costs, insurance and ongoing ownership expenses.
3
Build your local team
Consider an Australian conveyancer or solicitor, tax adviser, finance professional and independent buyers agent. Advice should be specific to the state and your circumstances.
4
Research the location
Compare transport, employment, schools, amenities, rental demand, planning changes and natural-hazard exposure—not only headline price growth.
5
Review before signing
Contract processes differ between states. Obtain legal advice, understand cooling-off and auction rules, and make any approval or finance conditions clear before committing.
6
Complete and manage
Arrange settlement, registration, utilities and insurance. Overseas owners should also plan property management, tax reporting and any foreign-owner registration or vacancy obligations.